Before you sign or switch, spend ten minutes on home insurance.
Your starting point
List what changed since you last reviewed home insurance: rooms, income, dependents, or travel plans. Those details usually matter more than brand loyalty.
Build a fair comparison
Use three columns — must-have, nice-to-have, deal-breaker — and score each option before you buy. The final document beats the advert every time.
Confirm current terms with providers before acting on general information.